Mortgage Rates Alert!

Royal Bank of Canada, the country’s largest mortgage lender, is raising its interest rates. Analysts say other banks are likely to follow.

A Buyer’s Solution

For those buyers looking to complete a purchase in the next 120 days, we recommend you investigate locking in the ‘best discounted’ mortgage interest rate with your mortgage broker as soon as possible. This benefit should come at no costs to you but you’ll need to confirm this.

If you need the names of some of Victoria’s best mortgage brokers, give us a call or send us an e-mail.

Forewarned is forearmed.

Rick & Kerry Couvelier



As is typical at this time of year, the number of MLS real estate sales continues to rise as we progress through spring.

For those who have been waiting until the sales activity improved and their yards are looking their best, now may be a good time to look at putting their property on the market.

For buyers, the selections of properties for sale is now the best its’ been all year.

We set our buyers up so they receive the newest listings by e-mail the moment they are listed. Call if you’d like to be set up to receive these new listings.

This is a great market!

This is a great market for young families who want to ‘move up’. With historically low mortgage interest rates, they can finance their larger mortgage, find a larger home in good condition in a good school area for much less than if they had purchased 18 months ago. Waiting may cost them more when interest rates are higher.

This is also a great market for seniors who feel they are ‘house rich but cash poor’ and want to either cash out and rent or downsize to a smaller property and have some surplus cash left over to make life a bit easier.

 Every Penny Counts

We know you need every cent you can get from your existing property. Our proven marketing and negotiating program is enabling us to sell most of our listings at or above the List Prices our clients choose. Imagine full price or more in this market!

No other Realtor® in Victoria is achieving our Couvelier results! *

If you’d like to arrange a confidential appointment with Rick Couvelier to discuss your plans, call 250-477-0921 or e-mail Rick at

 *VREB MLS Residential Sales statistics for 2013